In order to efficiently process your refinance loan application, please provide the following items.
□ W-2s or 1040 Federal Tax Returns for the previous two years.
□ Most recent pay stub within the last 30 days.
□ Most recent bank statements i.e. checking, savings (please include all pages, for example if statement states 1 of 4 pages, please send all 4 pages.
□ Most recent statement for investment or retirement accounts (all pages
□ Current mortgage and/or home equity loan statement.
□ Copy of driver’s license for all borrowers.
□ Homeowners Insurance Policy.
□ Most recent winter and summer property tax statements.
□ Social Security Awards Letter.
□ If you are self-employed: Provide accountant’s name & phone number in order to obtain/or bring 1040’s for the past two years (including all statements), 1120 Corporate Tax Returns for the past two years, year to date profit/loss statement and balance sheet.
□ If you have rental income, copy of current leases and a schedule of real estate owned.
□ If you have a vacation property, copy of mortgage statement, property tax statement, homeowners insurance statement.
□ If applicable, copy of divorce decree.